{"id":83481,"date":"2026-11-01T10:20:56","date_gmt":"2026-11-01T08:20:56","guid":{"rendered":"https:\/\/blog.richardvanhooijdonk.com\/?p=83481"},"modified":"2026-11-01T10:20:56","modified_gmt":"2026-11-01T08:20:56","slug":"ai-in-accountancy-and-audit","status":"publish","type":"post","link":"https:\/\/blog.richardvanhooijdonk.com\/en\/ai-in-accountancy-and-audit\/","title":{"rendered":"AI in accountancy and audit: what is changing now, and what is not"},"content":{"rendered":"\n<div class=\"wp-block-cover is-light has-black-color has-text-color has-link-color wp-elements-1\" style=\"margin-bottom:30px\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-cyan-bluish-gray-background-color has-background-dim-20 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2c90304e wp-block-group-is-layout-flex\">\n<h2 class=\"wp-block-heading\">In short<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In accountancy, AI can take over routine work, such as matching documents, checking calculations and reviewing contracts. Adoption is high: according to Eurostat, 40.43% of EU firms in professional, scientific and technical services used AI in 2025, second only to information and communication. What does not change: in an audit, the auditor remains accountable, and regulators warn against&nbsp;overtrusting&nbsp;tools.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Matching supporting documents to a sample, checking the arithmetic in a set of financial statements: if you work in audit, you know those hours. That is exactly the work AI tools can take over. Below you can read what is happening, what regulators in the UK and the Netherlands are saying, and which questions your firm should be asking itself now. My expectation: if AI takes over the repetitive work, accountants get more room for advice and transformation, as long as people keep looking critically at what the&nbsp;tool&nbsp;produces.<\/p>\n\n\n\n<ul class=\"wp-block-list\" style=\"margin-top:0!important;margin-bottom:0!important\">\n<li>According to Statistics Netherlands (CBS), 31% of Dutch companies in specialised business services, which include accountancy, used AI in 2025, up from 13%&nbsp;in&nbsp;2023.<\/li>\n\n\n<li>The AFM reports that data analytics use in statutory audits by Dutch audit firms with a regular (RV) licence rose from 74% in 2022 to 91%&nbsp;in&nbsp;2025.<\/li>\n\n\n<li>The AFM warns of automation bias: auditors review work less carefully when a tool produced it than when a&nbsp;colleague&nbsp;did.<\/li>\n\n\n<li>According to the UK FRC, the first audit regulator with guidance on generative AI (March 2026), the human auditor is&nbsp;always&nbsp;accountable.<\/li>\n\n\n<li>Since 2 February 2025, organisations that deploy AI must support the AI literacy of&nbsp;their&nbsp;people.<\/li>\n<\/ul>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"rvh-lezing rvh-lezing-boven\" style=\"margin:0 0 30px;padding:18px 20px 8px;border-left:4px solid #00b4ee;background:#f4f8fb\"><p style=\"margin:0 0 4px;font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:#7a8799\">Keynote by Richard<\/p><p style=\"margin:0 0 14px;font-size:16px;line-height:1.55;color:#2b3445\"><strong>AI &amp; the future of accountancy and advisory.<\/strong> AI agents in the audit, the tax return that disappears, what firms must change.<\/p><p style=\"margin:0\"><a href=\"https:\/\/richardvanhooijdonk.com\/en\/ai-and-the-future-of-accountancy-and-advisory?utm_source=blog&amp;utm_medium=artikel&amp;utm_campaign=ai-in-accountancy-and-audit&amp;utm_content=boven-lezing\" style=\"display:inline-block;font-family:Poppins,sans-serif;font-weight:600;font-size:14px;line-height:1.3;padding:12px 18px;border-radius:6px;text-decoration:none;margin:0 10px 10px 0;background:#00b4ee;color:#fff\">View the keynote&nbsp;\u2192<\/a><a href=\"https:\/\/richardvanhooijdonk.com\/en\/?utm_source=blog&amp;utm_medium=artikel&amp;utm_campaign=ai-in-accountancy-and-audit&amp;utm_content=boven-alle#lezingen\" style=\"font-size:14px;color:#2566C4;font-weight:600;text-decoration:none;white-space:nowrap;display:inline-block;margin:0 0 10px\">All keynotes<\/a><\/p><\/div>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">How many firms use AI?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-style:italic;font-weight:700\">The wider group that includes accountancy uses AI more than most sectors, and adoption is&nbsp;growing&nbsp;fast.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">According to <a href=\"https:\/\/ec.europa.eu\/eurostat\/statistics-explained\/index.php?title=Use_of_artificial_intelligence_in_enterprises\" target=\"_blank\" rel=\"noreferrer noopener\">Eurostat<\/a>, 40.43% of EU enterprises in professional, scientific and technical services used AI in 2025, compared with 19.95% of all EU enterprises. Only the information and communication sector scored higher, at 62.52%. In professional services, text mining, the analysis of written language, was the most used AI technology, at 25.22%&nbsp;of&nbsp;enterprises.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Netherlands shows how fast this is moving. According to <a href=\"https:\/\/www.cbs.nl\/nl-nl\/nieuws\/2025\/50\/bedrijven-gebruiken-ai-vaakst-voor-marketing-of-verkoop\" target=\"_blank\" rel=\"noreferrer noopener\">Statistics Netherlands (CBS)<\/a>, 31% of Dutch companies in specialised business services, a group that explicitly includes accountancy, used AI in 2025, up from 13% in 2023. Across all Dutch companies that use AI, 17% apply it to accounting, auditing or&nbsp;financial&nbsp;management.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Let AI and technology handle the repetitive and predictable work, so accountants can focus more and more on advice and transformation. People do what people are good at, machines do what machines are good at: the art is learning to dance the tango between human&nbsp;and&nbsp;machine.<\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What does AI do in the audit?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-style:italic;font-weight:700\">Data analytics is already common in audits, and AI tools can also take over routine work such as&nbsp;matching&nbsp;documents.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Dutch Authority for the Financial Markets (AFM), which supervises audit firms in the Netherlands, tracks how they use technology. In its <a href=\"https:\/\/www.afm.nl\/~\/profmedia\/files\/publicaties\/2025\/trendzicht-2026\/trendzicht-2026.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Trendzicht 2026<\/a> report (November 2025, in Dutch), the regulator reports that the use of data analytics in statutory audits by Dutch audit firms with a regular (RV) licence rose from 74% in 2022 to 91% in 2025. Advanced data analytics rose from 4% to 9%. In a 2024 survey, 49% of these firms said they used innovative tooling. The largest firms, which audit public interest entities, increasingly use such tools for risk analysis and are experimenting more&nbsp;with&nbsp;AI.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"margin-bottom:6px\">What do these tools actually do? The UK regulator, the <a href=\"https:\/\/media.frc.org.uk\/documents\/Generative_and_Agentic_AI_Guidance_factsheet_quJLgito.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Financial Reporting Council<\/a> (FRC), lists current and potential uses of generative and agentic AI&nbsp;in&nbsp;audit:<\/p>\n\n\n\n<ul class=\"wp-block-list\" style=\"margin-top:0!important;margin-bottom:30px!important\">\n<li style=\"font-weight:400\">automatically matching supporting documents&nbsp;to&nbsp;samples;<\/li>\n\n\n<li style=\"font-weight:400\">automatically checking the mathematical accuracy of&nbsp;financial&nbsp;statements;<\/li>\n\n\n<li style=\"font-weight:400\">summarising&nbsp;meeting&nbsp;minutes;<\/li>\n\n\n<li style=\"font-weight:400\">chatbots that help audit teams&nbsp;with&nbsp;queries;<\/li>\n\n\n<li style=\"font-weight:400\">translating&nbsp;documents;<\/li>\n\n\n<li style=\"font-weight:400\">reviewing and&nbsp;classifying&nbsp;contracts;<\/li>\n\n\n<li style=\"font-weight:400\">agents that automate certain&nbsp;audit&nbsp;procedures.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">According to the AFM, setting up such technology takes extra time at first, but automation saves time in the longer run. The audit team then has more time left for&nbsp;complex&nbsp;work.<\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What risks do regulators see?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-style:italic;font-weight:700\">A major risk is that auditors trust a tool&nbsp;too&nbsp;much.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In Trendzicht 2026, the AFM points to research showing that auditors are prone to &#8220;automation bias&#8221;: they review work less carefully when a tool produced it than when a colleague did. On top of that, AI tools that draw conclusions without human intervention can produce results that cannot be traced or reproduced, without the user being aware of it. That can undermine audit quality. What goes wrong when nobody is watching is clear from the examples in <a href=\"https:\/\/blog.richardvanhooijdonk.com\/en\/ai-bloopers-artificial-intelligences-most-memorable-mistakes\/\">AI bloopers: artificial intelligence&#8217;s most&nbsp;memorable&nbsp;mistakes<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"margin-bottom:6px\">The FRC groups the risks into&nbsp;three&nbsp;categories:<\/p>\n\n\n\n<ul class=\"wp-block-list\" style=\"margin-top:0!important;margin-bottom:30px!important\">\n<li style=\"font-weight:400\"><strong>misuse of output<\/strong><br>a tool built for one task gives a convincing answer to a different question, and the user relies&nbsp;on&nbsp;it;<\/li>\n\n\n<li style=\"font-weight:400\"><strong>deficient output<\/strong><br>errors in the input or the design of the system, which can never be fully eliminated with large&nbsp;language&nbsp;models;<\/li>\n\n\n<li style=\"font-weight:400\"><strong>non-compliant methodology<\/strong><br>it is difficult to compare the evidential value of an AI output with that of traditional&nbsp;audit&nbsp;work.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\" style=\"margin-bottom:30px!important\"><img decoding=\"async\" src=\"https:\/\/richardvanhooijdonk.com\/assets\/fotos\/richard-057.4d8a061436.webp\" alt=\"Richard van Hooijdonk on stage during a keynote, with the audience in the foreground\"\/><\/figure>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Who is accountable?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-style:italic;font-weight:700\">In an audit, the auditor remains accountable, even when an AI tool did&nbsp;the&nbsp;work.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The UK regulator, the FRC, leaves no doubt about that. With its guidance on generative and agentic AI, published in March 2026 as the first from any audit regulator globally, the <a href=\"https:\/\/www.frc.org.uk\/news-and-events\/news\/2026\/03\/innovative-new-guidance-supports-audit-firm-adoption-of-emerging-ai-technologies\/\" target=\"_blank\" rel=\"noreferrer noopener\">FRC<\/a> stated: &#8220;the human auditor is always accountable&#8221;. The FRC names four types of measures to gain sufficient confidence in an AI output: system design and development, certification of the tool, staff education and governance, and human review and oversight. How much of each is needed remains a matter of&nbsp;professional&nbsp;judgement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In the EU, the AI Act also affects firms. Since 2 February 2025, organisations that deploy AI must support the AI literacy of their people, and since 2 August 2026 national authorities have supervised this, according to&nbsp;the <a href=\"https:\/\/digital-strategy.ec.europa.eu\/en\/faqs\/ai-literacy-questions-answers\" target=\"_blank\" rel=\"noreferrer noopener\">European&nbsp;Commission<\/a>.<\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">How does the job change?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-style:italic;font-weight:700\">Less time on routine, more on judgement, and that calls for&nbsp;different&nbsp;skills.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Both the AFM and the FRC describe that shift: tools can take over routine tasks, while the professional remains responsible for the conclusion. An accountant must therefore be able to read an AI output critically, know when a tool is being used outside its intended purpose, and dare to say when something does not add up. The worry that AI will take over jobs is not new. We explored the bigger question in <a href=\"https:\/\/blog.richardvanhooijdonk.com\/en\/how-do-we-find-meaning-purpose-and-identity-after-robots-take-our-jobs\/\">How do we find meaning, purpose, and identity after robots take&nbsp;our&nbsp;jobs?<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There is something else going on in the workplace. Some staff already use AI but would rather not say so. In a profession where traceability is everything, you want that use out in the open. How to make it discussable, you can read in <a href=\"https:\/\/blog.richardvanhooijdonk.com\/en\/how-to-handle-ai-shame\/\">How to handle&nbsp;AI&nbsp;shame?<\/a><\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What should your firm ask?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-style:italic;font-weight:700\">A firm needs to know who uses AI, how outputs are recorded and who signs off on&nbsp;the&nbsp;conclusion.<\/p>\n\n\n\n<ul class=\"wp-block-list\" style=\"margin-top:0!important;margin-bottom:30px!important\">\n<li style=\"font-weight:400\">Do our people feel safe to say they use AI, including outside&nbsp;official&nbsp;policy?<\/li>\n\n\n<li style=\"font-weight:400\">Who decides what we use AI for, and who checks that it is not used&nbsp;beyond&nbsp;that?<\/li>\n\n\n<li style=\"font-weight:400\">How do we record how an AI output was produced, so that a reviewer or regulator can&nbsp;follow&nbsp;it?<\/li>\n\n\n<li style=\"font-weight:400\">Who owns AI in our firm, and who signs off on&nbsp;the&nbsp;conclusion?<\/li>\n\n\n<li style=\"font-weight:400\">How do we train people to assess AI&nbsp;output&nbsp;critically?<\/li>\n<\/ul>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">According to the AFM, setting up such tools takes extra time at first, and I think people should be given that time. Start with your processes, not with a tool: walk through the audit step by step and decide for each task, from matching documents to samples to checking the figures in financial statements, what AI can do and where the auditor&#8217;s judgement is still needed. My advice: let your people experiment with new technology on a real task, such as summarising minutes or classifying contracts, because that is how they learn the tango between human and machine fastest. That takes managers who show enthusiasm and keep asking how an output was produced. How to get people moving like this is also the subject of the <a href=\"https:\/\/richardvanhooijdonk.com\/en\/keynote-the-organisation-of-the-future?utm_source=blog&amp;utm_medium=artikel&amp;utm_campaign=ai-in-accountancy-and-audit\" target=\"_blank\" rel=\"noreferrer noopener\">keynote on the organisation of&nbsp;the&nbsp;future<\/a>.<\/p>\n\n\n\n<div class=\"rvh-lezing rvh-lezing-onder\" style=\"margin:0 0 30px;padding:22px 20px 12px;background:#f4f8fb;border-radius:8px\"><p style=\"margin:0 0 6px;font-size:20px;font-weight:700;line-height:1.3;color:#2b3445\">Richard speaks on this topic<\/p><p style=\"margin:0 0 16px;font-size:16px;line-height:1.55;color:#2b3445\"><strong>AI &amp; the future of accountancy and advisory.<\/strong> AI agents in the audit, the tax return that disappears, what firms must change.<\/p><p style=\"margin:0\"><a href=\"https:\/\/richardvanhooijdonk.com\/en\/ai-and-the-future-of-accountancy-and-advisory?utm_source=blog&amp;utm_medium=artikel&amp;utm_campaign=ai-in-accountancy-and-audit&amp;utm_content=onder-lezing\" style=\"display:inline-block;font-family:Poppins,sans-serif;font-weight:600;font-size:14px;line-height:1.3;padding:12px 18px;border-radius:6px;text-decoration:none;margin:0 10px 10px 0;background:#00b4ee;color:#fff;border:2px solid #00b4ee\">View the keynote&nbsp;\u2192<\/a><a href=\"https:\/\/richardvanhooijdonk.com\/en\/?utm_source=blog&amp;utm_medium=artikel&amp;utm_campaign=ai-in-accountancy-and-audit&amp;utm_content=onder-home\" style=\"display:inline-block;font-family:Poppins,sans-serif;font-weight:600;font-size:14px;line-height:1.3;padding:12px 18px;border-radius:6px;text-decoration:none;margin:0 10px 10px 0;background:#fff;color:#0089b8;border:2px solid #00b4ee\">Meet Richard<\/a><\/p><p style=\"margin:2px 0 8px\"><a href=\"https:\/\/richardvanhooijdonk.com\/en\/?utm_source=blog&amp;utm_medium=artikel&amp;utm_campaign=ai-in-accountancy-and-audit&amp;utm_content=onder-alle#lezingen\" style=\"font-size:14px;color:#2566C4;font-weight:600;text-decoration:none;white-space:nowrap;margin-right:18px\">All keynotes<\/a><a href=\"https:\/\/richardvanhooijdonk.com\/en\/ai-and-the-future-of-accountancy-and-advisory?utm_source=blog&amp;utm_medium=artikel&amp;utm_campaign=ai-in-accountancy-and-audit&amp;utm_content=onder-aanvraag#aanvragen\" style=\"font-size:14px;color:#2566C4;font-weight:600;text-decoration:none;white-space:nowrap\">Check availability<\/a><\/p><\/div>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently asked questions<\/h2>\n\n\n\n<details class=\"wp-block-details rvh-faq is-layout-flow wp-block-details-is-layout-flow\" style=\"border-bottom:1px solid #d9dee5;padding:12px 0;margin:0\"><summary style=\"cursor:pointer;font-weight:700\">Will AI replace the accountant?<\/summary>\n<p class=\"wp-block-paragraph\" style=\"margin:8px 0 4px\">The regulators quoted in this article do not assume so. They describe a shift: tools can take over routine work, while judgement stays with&nbsp;the&nbsp;accountant.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details rvh-faq is-layout-flow wp-block-details-is-layout-flow\" style=\"border-bottom:1px solid #d9dee5;padding:12px 0;margin:0\"><summary style=\"cursor:pointer;font-weight:700\">May AI be used in a statutory audit?<\/summary>\n<p class=\"wp-block-paragraph\" style=\"margin:8px 0 4px\">Yes. The AFM sees the use of data analytics and innovative tools growing and points to the opportunities, but asks audit firms to put safeguards in place for the security and correct functioning of&nbsp;those&nbsp;tools.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details rvh-faq is-layout-flow wp-block-details-is-layout-flow\" style=\"border-bottom:1px solid #d9dee5;padding:12px 0;margin:0\"><summary style=\"cursor:pointer;font-weight:700\">What is automation bias?<\/summary>\n<p class=\"wp-block-paragraph\" style=\"margin:8px 0 4px\">The tendency to review the output of an automated tool less critically than the work of a colleague. The AFM calls it a risk to the quality of&nbsp;statutory&nbsp;audits.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details rvh-faq is-layout-flow wp-block-details-is-layout-flow\" style=\"border-bottom:1px solid #d9dee5;padding:12px 0;margin:0\"><summary style=\"cursor:pointer;font-weight:700\">What does the AI Act mean for firms?<\/summary>\n<p class=\"wp-block-paragraph\" style=\"margin:8px 0 4px\">Like other organisations that deploy AI, firms must support the AI literacy of their people. There is no mandatory training or certificate; you may keep an internal record of what you&nbsp;have&nbsp;done.<\/p>\n<\/details>\n\n\n\n<div class=\"rvh-bio\" style=\"display:flex;gap:14px;align-items:center;margin:28px 0 8px;padding-top:16px;border-top:1px solid #e3e6ea\"><picture><source srcset=\"https:\/\/blog.richardvanhooijdonk.com\/wp-content\/uploads\/2024\/10\/RichardVanHooijdonk_3787-1-300x197.webp \"  type=\"image\/webp\"><img decoding=\"async\" src=\"https:\/\/blog.richardvanhooijdonk.com\/wp-content\/uploads\/2024\/10\/RichardVanHooijdonk_3787-1-300x197.jpg\" alt=\"Richard van Hooijdonk\" width=\"76\" height=\"76\" class=\"skip-lazy sp-no-webp\" data-no-lazy=\"1\" style=\"width:76px!important;min-width:76px!important;max-width:76px!important;height:76px!important;border-radius:50%;object-fit:cover;flex:none\"><\/picture><p style=\"margin:0;font-size:14px;line-height:1.6;color:#6b7686\"><a href=\"https:\/\/richardvanhooijdonk.com\/en\/about-richard?utm_source=blog&#038;utm_medium=bio&#038;utm_campaign=ai-in-accountancy-and-audit\" style=\"color:#2b3445;font-weight:600;text-decoration:none\">Richard van Hooijdonk<\/a> is a trend watcher, futurist and international keynote speaker. Many trend watchers and futurists look at the future from a distance. Richard van Hooijdonk lives in it. His team consists of people and AI agents, and he has several chips implanted in his body. He has given more than 3,000 keynotes in more than 30 countries. <a href=\"https:\/\/richardvanhooijdonk.com\/en\/?utm_source=blog&#038;utm_medium=bio-keynotes&#038;utm_campaign=ai-in-accountancy-and-audit#lezingen\" style=\"color:#2566C4;font-weight:600;text-decoration:none;white-space:nowrap\">View his keynotes&nbsp;\u2192<\/a><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>How do accountants and auditors use AI, what do regulators say, and who is accountable when an AI tool gets it wrong? Key figures and rules in one place.<\/p>\n","protected":false},"author":11,"featured_media":83482,"parent":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"categories":[2869],"tags":[],"article-type":[],"trends":[],"class_list":["post-83481","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"_links":{"self":[{"href":"https:\/\/blog.richardvanhooijdonk.com\/en\/wp-json\/wp\/v2\/posts\/83481","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.richardvanhooijdonk.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.richardvanhooijdonk.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.richardvanhooijdonk.com\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.richardvanhooijdonk.com\/en\/wp-json\/wp\/v2\/comments?post=83481"}],"version-history":[{"count":1,"href":"https:\/\/blog.richardvanhooijdonk.com\/en\/wp-json\/wp\/v2\/posts\/83481\/revisions"}],"predecessor-version":[{"id":83524,"href":"https:\/\/blog.richardvanhooijdonk.com\/en\/wp-json\/wp\/v2\/posts\/83481\/revisions\/83524"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.richardvanhooijdonk.com\/en\/wp-json\/wp\/v2\/media\/83482"}],"wp:attachment":[{"href":"https:\/\/blog.richardvanhooijdonk.com\/en\/wp-json\/wp\/v2\/media?parent=83481"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.richardvanhooijdonk.com\/en\/wp-json\/wp\/v2\/categories?post=83481"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.richardvanhooijdonk.com\/en\/wp-json\/wp\/v2\/tags?post=83481"},{"taxonomy":"article-type","embeddable":true,"href":"https:\/\/blog.richardvanhooijdonk.com\/en\/wp-json\/wp\/v2\/article-type?post=83481"},{"taxonomy":"trends","embeddable":true,"href":"https:\/\/blog.richardvanhooijdonk.com\/en\/wp-json\/wp\/v2\/trends?post=83481"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}